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Looking for a cash loan near you? Get a personal loan in Hobart today! Swoosh is here to help when you need money in a flash. Whether you need a cash advance, help with an unexpected bill, or you’re planning ahead for something special, we are here when you need us.
Get fast loan approval in Hobart today
Get a quick cash loan in Hobart today
No matter the reason, Swoosh is here to help with all your cash needs in Hobart and across Tasmania! Check out some of our common loan reasons below:
Unexpected Bills
Holiday
Bond Payment
Medical Emergency
+ much more!
Apply for a same day cash loan
You can get a fast, easy loan in Tasmania today! Swoosh cash loans for Hobart are 100% online and you could get approved in as little as 1 hour.
Get cash up quickly, with just 3 simple steps:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Rates and fees
We are upfront about our rates and fees, so you know exactly what you will need to pay. There are no hidden charges, monthly fees and no penalties for paying back your loan quicker – so you can pay it back as soon as you are ready.
| Online cash loan amount | $2,200-$5000 |
| Application fee | $0 |
| Standard establishment fee | $400 |
| Other Fees | $20 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly or monthly (based on your paydays) |
For more information, visit Rates & Fees.
How much can I apply for?
You can apply for up to $5,000 with Swoosh Finance. Our loans start at $2,200 with flexible repayment options. We will align your payments with your pay schedule, either weekly, fortnightly, or monthly.
Can I get a cash loan with bad credit?
Yes, it’s possible. At Swoosh, we look at your ability to repay the loan now – not some point in the past. So we can offer small personal loans to those with bad credit history, as long as you’re:
At least 18 years old
Employed for at least 3 months
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
What makes Swoosh personal loans the best?
With our quick approval process and friendly service, Swoosh customers appreciate:
- Our simple online application
- Fast approval with direct deposit
- 100% online service
- Our secure systems
- Flexible repayment schedules
- Transparent communication with no nasty surprises
FAQs
Can I get a loan if I already have a loan?
Yes, if you have other loans you can still apply for a quick cash loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
If you want to roll multiple loans into one, you can apply for a debt consolidation loan.
How do you get approved for a personal loan?
Every lender has different requirements, so you should check eligibility requirements before you apply. If you want to give yourself the best chance of approval, these tips could help you:
- Make sure you meet eligibility requirements before applying
- Shop around for the most suitable loan and lender
- Cut excess spending where possible
- Maintain consistent employment and income
- Limit or pay off missed and dishonoured payments
Check out our 10 tips for quick loan approval and guide to getting instant approval on a personal loan for more information.
Can you pay a personal loan off early?
Yes, you can. Swoosh won’t charge you any extra fees for paying off your loan early.
How can I get money urgently in Australia?
You can apply for a Same Day Loan or check out our blog on how to earn money fast for ways to get urgent cash when you need it.
What is the easiest company to get a personal loan with?
Private lenders like Swoosh who offer secured bad credit loans are generally the easiest companies to get a loan with in Australia. The security on the loan helps to mitigate the risk for the lender, which allows them to service a wider range of people.
Can I get a cash loan without a credit check?
As a responsible lender, Swoosh does not offer no credit check loans. But because we service both people with bad credit and people with no credit history, this won’t impact most people’s chances of approval.
Testimonials
Jade was really easy to deal with very efficient and I had no dramas understanding any of the things she needed to complete
sam johnston
Caring excellent customer service very efficient fast with email replies very helpful every step of the way would highly recommend her
Donna Moroney
I've always had a good experience with swoosh and today with Ana was no different, she gets back to me really quick and is easy to deal with
clint bindley
Carin has been really helpful in assisting me with my application. Very professional! Thanks so much Carin!
Eric & Zephy
Fast service friendly team. Ana has been wonderful. Recommending her highly.
Melissa Wilson
Had excellent service bestowed my way with Swoosh, always up and ready to help. Stacey, Carin and others help out in every way possible, timely responses and overall a pleasure. Thanks Swoosh team :-)
Tales from the Crypto
Swoosh is a professional high quality business and would like to thank in particular Stacey and Ryan for their professionalism in dealing with customers and their knowledge and responsiveness to processing applications.
Naseer Mansour
Very helpful and very understanding. I dealt with Ana and she was an absolute pleasure to deal with.
Tohi Ridings
Great service..very helpful and hands on with customers. Process went smooth n fast.
Thanks you Ana for your great help .much appreciated
J R
Highly recommended if you meet the criteria, very helpful staff have dealt with them all on multiple occasions.
Ana is amazing at what she does extremely easy to deal with and gets things done...
Shayne Khan
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
