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Moving house is one of the most stressful times in life. It is also often one of the most expensive, which is why we have you covered with a Loan For Moving House. If you’ve found yourself having to pay for things like bond cleaning, final bills, removal truck hire, packing boxes and removalist costs (to name a few) you might be in need of a cash loan.
Apply online today and get the ball rolling!
Get into your new place sooner with Swoosh
Can I get a loan for moving expenses?
Yes, it is possible! Plus, with our advanced online system, your application takes just minutes and all information is submitted electronically so there’s no need to fax, scan or photocopy a thing. You can even sign your loan agreement online and we’re here to answer any questions about your loan for moving house around the clock.
How to apply
At Swoosh, we keep things simple. Here’s our speedy 3 step process:
1. Complete an online loan application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of receiving your information (during business hours)*. The decision will arrive promptly — right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve (electronically) signed the contract, we’ll send the money directly to your bank account!
Apply for a moving loan today
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Am I eligible to apply for a loan?
We keep things simple, to be eligible to apply for a small relocation loan you must:
- Be 18 years or older
- Have been employed for at least 3 months
- Be a permanent resident or valid visa holder of Australia
- Own a vehicle (like a car or motorbike) registered in your name
Fees and interest rates
Our loans can be paid back over 12 months. There are no hidden charges, monthly fees, and no penalties for paying back your loan amount quicker – so you can pay it back as soon as you are ready.
| Online cash loan amount | $2,200 to $5,000 |
| Application Fee | $0 (even if your application is not approved) |
| Standard establishment fee | $400 |
| Other Fees | $16 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly, or monthly (based on your payday) |
| Direct debit dishonour fee | $35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
Find out more: Payday loan rates and fees
**Please note, this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
You may incur additional fees and charges each time you miss a payment, and this may affect the length of your loan and your credit score.
Interest is calculated daily based on the outstanding balance. Interest rates are fixed for the loan term — so you know exactly what to expect.
Repayment options
At Swoosh, we like to make things simple, that’s why we offer flexible loan repayment schedules that align with your paydays. Repayments can be automatically set for weekly, fortnightly, or monthly payments.
You can pick from a range of loans to help move houses from $2,200 to $5,000, with varying repayment options to suit your lifestyle. Our user-friendly online calculator lets you see possible repayments for different loan amounts.
Why choose Swoosh loans for moving house?
Most people find it difficult to come up with the money to cover all of the costs of relocating to a new property. That’s where Swoosh comes in – we can take care of the mounting bills by offering a loan for moving house you can repay easily and relax knowing that you’re covered.
We pride ourselves on having one of the fastest, easiest, most streamlined application processes. Rather than navigating tons of paperwork and dodging hidden costs, Swoosh partners with you every step of the way to offer the best possible secured loans for your loan to move. It’s this kind of convenience that makes Swoosh one of Australia’s preferred loan providers.
Responsible lending
As a responsible lender, Swoosh is here to give you a fair go and only lend you an amount that we feel you will be able to repay.
We’re looking out for you so you can get your loan for moving house, stress-free – apply for a loan today.
Got questions?
Contact us to get your questions answered, or to discuss your individual needs.
*Speed of approval is conditional to receipt of all requested relevant documents/information.
Testimonials
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The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
