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Looking to get a fast cash loan in Perth today? Swoosh loans for WA are here to help, whatever the loan reason! Whether you need some emergency funds, a cash advance before payday, or help with your bond payment, we can get you the cash you need fast.
Get fast approval on
a cash loan in Perth today
Emergency cash loans for Perth
When you need urgent money fast, Swoosh has the answer. We offer fast emergency cash loans from $2,200-$5,000. Apply online at any time for a secured loan against your car, and still drive it!
We offer fast cash loans for any reason, some common purposes include:
- Unexpected car repairs
- Emergency vet costs
- Burst plumbing at home
- Medical expenses
Get cash almost instantly with Swoosh
As long as you provide all the necessary information, we can have the money in your bank account in as little as 1 hour.
It’s best to apply earlier in the day if you need instant approval and same day cash. If you return your signed contract by 3:30pm (AEST) time, your funds will be transferred overnight.
Learn more: How to get instant approval for a personal loan
Eligibility
Getting an urgent loan in Perth today is easy! As long as you meet our simple eligibility criteria you’re free to apply online at any time:
Be over 18 years old
Citizen/Permanent Resident of Australia
Employed for at least 3 months
Own a vehicle registered in your name
Can I get a cash loan with bad credit?
Poor credit or bad credit history won’t matter when you apply with Swoosh. We focus on your current financial situation rather than your credit history and offer same day bad credit loans with easy eligibility requirements.
Rates and fees
We’re upfront about our fees and costs, all the payment information is listed in the table below:
| Online cash loan amount | $2,200 to $5,000 |
| Application Fee | $0 (even if your application is not approved) |
| Standard establishment fee | $400 |
| Other Fees | $16 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly or monthly (based on your payday) |
| Direct debit dishonour fee | $35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
Learn more: How it works
Apply online for same day cash
Apply online on your mobile, laptop, tablet, or any other smart device! In just 3 simple steps you could have the cash in your account today:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Do you offer guaranteed approval?
As a responsible lender, we cannot offer guaranteed approval. But our simple eligibility criteria mean that we can offer fast approval to a wide range of Aussies!
Find out more about our simple 3-step loan application process and how you can get your loan approved faster.
Why choose Swoosh for a quick cash loan in Perth today
- Responsible Lender
- 100% Online
- Fast Approvals
Check out our reviews to see what people think about our low credit score loans.
Perth Cash Loans FAQs
Can I get a loan if I am a Centrelink customer?
As long as you have been regularly employed for 3 months and earn enough to service the loan, Centrelink customers are eligible for a loan from Swoosh.
How many cash loans can you have?
There is no set limit to how many loans you can have. Your eligibility for a loan depends on your financial situation and how much you can afford to service. A debt consolidation loan can help you pay off multiple loans and borrow extra cash at the same time.
Can I get a cash loan in Perth without a credit check?
Some private lenders may offer no credit check loans if they use alternative ways to verify your eligibility and creditworthiness. Swoosh Finance will always perform a credit check when you submit an application as part of our process as a responsible lender.
If you’re worried about bad credit holding you back, check out our blog on how to get a loan with bad credit.
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The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
