In this article:
Are you thinking, “I need 5000 dollars now!” If so, you’re in the right place. Traditional banks can take a long time to assess and approve loan applications. Whereas, a Swoosh online loan takes no time at all. If you need to borrow $5000 for something that can’t wait, apply for a Swoosh $5000 Loan.
If you need a 5000 dollar loan, Swoosh small personal loans are where it’s at.
Tips for quick loan approval
What are $5000 Loans?
A $5000 Loan is when you borrow $5000 to help you pay for unbudgeted expenses or bills, like vet bills or emergency car repairs.
How quickly can I get a $5000 Loan?
That depends on how quickly you can submit your application! All you need to do is apply for a loan with Swoosh online – it only takes minutes – and we’ll review your application right away. Once approved, the money will be in your bank account the very same day*.
Learn more: Same Day Loans
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30 pm AEST, your funds will be transferred overnight.
Am I eligible?
To be eligible for a Swoosh $5000 Loan, you only need to meet the following simple criteria. We’ll need you to send us some bank statements and ID in order to process your application quickly.
At least 18 years old
Employed for at least 3 months
A permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
How to apply for a $5000 loan
The Swoosh 5K loan application process is super-simple.
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
There’s no need to sign-up for an account so submit your application for a $5000 loan today. Apply Online Now
*Speed of approval is conditional to receipt of all requested relevant documents/information.
Can I get a $5000 loan with bad credit?
Yes, it is possible to get a 5K loan even with a bad credit history. We are happy to offer bad credit loans to applicants that are willing and able to make their repayments. Your credit score is not the only thing we base our decision on. We believe in responsible lending and consider every $5000 loan application on its individual merit.
Can I get a 5K loan with no credit check?
As a responsible lender, Swoosh performs a credit check when you apply for a loan. However, because we look at your ability to repay your loan now, rather than base it purely on your credit history, it doesn’t matter if you have a poor credit score. You are guaranteed to be approved if you meet our eligibility criteria and we’re confident that you can afford the repayments.
Do you offer $5000 debt consolidation loans?
Yes, you can. Swoosh specialises in loans of up to $5000 and they are often used to pay off debt or as debt consolidation loans. Apply online for free and get an answer today.
Rates and fees
Our $5000 Cash Loans can be paid back over 12 months. There are no monthly fees, no hidden charges, and no penalties for paying back your loan early, so you can pay it back as soon as you are ready.
- $0 application fee (even if your application is not approved)
- Establishment Fee – $400 (included in the loan)
- PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan.
Find out more: Payday Loans Rates and Fees.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect. If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Repayment options
With Swoosh, your repayments align with your payday, so you don’t ever have to worry about missing a payment. Our flexible repayment options:
- Weekly
- Fortnightly
- Monthly
Cash loans online up to $5000
Swoosh offers the following loans or any amount between $2,200 to $5,000:
$2200 Loans | $3000 Loans | $4000 Loans
What makes Swoosh the best?
We believe in:
- Giving a helping hand when it’s needed most
- Providing a speedy approval process and easy online application
- Delivering quick overnight electronic deposits
- Trust, security, and transparency
- Developing ongoing partnerships
- Being easy and fun to work with
Swoosh Finance has provided fast, convenient and responsible payday loan services to Australians since 2014. We assess each individual’s current circumstances to see how we can best help them.
No matter the reason for your loan, we’re here to help. Our online application is so easy, it only takes minutes to complete. Once approved, we’ll give you all the information you need to start your loan and sign a contract.
FAQs
What credit score do I need for a $5000 loan?
You do not need to have a ‘good’ credit score to get a secured loan with Swoosh. We offer loans for poor and bad credit. As long as your current financial situation meets our lending requirements, you don’t need to worry about the past.
What’s the easiest loan to get with bad credit?
Small instalment loans aimed at people with bad credit are generally the easiest to get when your credit score isn’t ideal. Direct lenders like Swoosh are able to make the process a lot easier with more simple eligibility criteria.
Is it hard to get a 5k loan?
Read the eligibility criteria before applying, attach all requested documents and information and the loan process will be super easy.
Can I apply for a $5000 Loan with Swoosh if I already have a loan with another company?
Yes, if you have other loans you can still apply for a $5,000 personal loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford to repay your loan.
Can I get a loan with no credit history?
Yes! We offer loans for people with no credit history, no co-signer needed.
Testimonials
sam johnston
Donna Moroney
clint bindley
Eric & Zephy
Melissa Wilson
Tales from the Crypto
Naseer Mansour
Tohi Ridings
J R
Shayne Khan
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
