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Life can be unpredictable. Kids, pets, cars, homes – they can all need fixing from time to time. Sometimes there’s no money left over after you’ve paid all the bills, bought the birthday presents, got new school shoes for the kids and done your weekly grocery shop. You deserve a treat every now and then too. That’s where our $3000 Loans come in.
Whatever your reason for borrowing $3000, Swoosh small cash loans can help. We’re not like most financial services companies. Read on to find out why.
Get $3000 fast from Swoosh
Apply NowWhat are $3000 Loans?
A $3000 Loan is a type of small personal loan. It allows you to borrow $3000 for any purpose and pay it off in instalments. Swoosh offers short-term loans for 3000 dollars, it’s hassle-free and the easiest way to get money fast!
Apply for a loan with Swoosh online – it only takes minutes to complete.
How to get 3000 dollars fast
Apply for a quick $3000 Loan with Swoosh in 3 easy steps:
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
No need to sign-up for an account. Apply Now
*Speed of approval is conditional to receipt of all requested relevant documents/information.
How quickly can I get a $3000 Loan?
When you need cash urgently, you don’t want to wait around. During normal business hours, approval for our quick loans can come within 1 hour of receipt of the required information from you.*
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Am I eligible?
To be eligible for a Swoosh $3000 Loan over 12 months, you only need to meet the following simple criteria:
At least 18 years old
Employed for at least 3 months
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
Can I still get a $3000 Loan with poor credit?
It is possible to borrow $3000 with Swoosh even if you have a bad credit score. We do conduct a credit check but at Swoosh, we see your credit history as exactly that – history. We believe in responsible lending and consider every $3000 loan application on its individual merit.
Fees and interest rates
Our $3000 Loans can be paid back over 12 months. There are no hidden fees and charges, and no penalties for paying back your loan quicker, so you can pay it back as soon as you are ready.
- $0 application fee (even if your application is not approved)
- Establishment Fee – $400 (included in the loan)
- PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan. Find out more: Payday Loans Rates and Fees.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect. If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Can I apply for a $3000 Loan with Swoosh if I have an existing loan with another company?
Yes, if you have other loans you can still apply for a $3000 Loan with Swoosh. As responsible lenders, Swoosh will only approve your application if we believe you can afford the loan repayments. For more information: How to Apply for Payday Loan Online
Why choose Swoosh?
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. Remember, we assess your financial situation and only approve your loan application if we believe you can repay it. So there’s no need to worry about not making your repayments. If your application has been approved by our team, it means you’re capable of fulfilling your obligations to us as the lender.
Our lending platform was built on:
- Giving a hand when it’s needed most
- A speedy approval process and easy online application
- Quick overnight electronic deposits
- Trust, security and transparency
- Developing ongoing partnerships
- Being easy and fun to work with
Since 2014, Swoosh Finance has provided fast, convenient and responsible payday loan services to Australians from all walks of life. Based in South-East Queensland, we specialise in small loans and secured finance options. We look at each individual to see how we can best help them and their particular situation.
No matter the reason for your loan, we’re here to help along the way. Our online application is so easy, it takes minutes to complete. Once approved (usually within 1 business hour of receipt of the information from you*), we’ll give you all the information you need to start your loan and sign a contract.
We make it easier to make repayments
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. We also only approve your loan application if we believe you can repay it.
Testimonials
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The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
