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When it comes to finances, even the most stringent and money-savvy Aussies can fall on hard times. Sometimes, life can throw you a curve-ball that requires rapid action and urgent cash on hand. This is where our fast $2200 Loans come in.
Whatever your reason to borrow $2200, Swoosh small cash loans can help—even if you have bad credit.
Tips for instant personal loan approval
What are $2200 Loans?
A $2200 Loan is a type of personal loan. You can borrow the money you need now and pay it off in instalments over 12 months – or even sooner if you wish.
Our application is 100% online and only takes minutes to complete. It’s hassle-free and the easiest way to get $2200 in your bank account, fast!
Can I borrow $2000?
While you can get a $2000 loan from some lenders in Australia, Swoosh cash loans start at $2,200.
How quickly can I get approved?
Well, it depends on how fast you act. All you need to do is complete our 100% online application – it’s quick and easy. We will review your application within minutes and, in most cases, you can get the money you need on the same day*.
Find out more about how to get a loan with Swoosh.
*Approval speed is conditional upon receipt of all requested relevant documents/information & usually comes within 1 hour during normal business hours/banking days. If you return your contract by 3:30pm AEST, your funds will be transferred overnight.
Am I eligible?
To be eligible for a Swoosh $2200 Loan, you only need to meet the following simple criteria:
At least 18 years old
Employed for at least 3 months
Permanent resident or valid visa holder of Australia
Own a vehicle registered in your name
How do I apply to borrow $2200?
Apply for an easy online loan with Swoosh in 3 easy steps.
1. Complete an online application on your mobile phone, computer or tablet. Applications only take minutes.
2. Approval of your loan is provided within 60 minutes of you providing require information (during business hours)*. The decision will arrive promptly – right in your inbox.
3. After approval, an offer is sent to you via email. Once you’ve signed the contract, we’ll send the money directly to your bank account.
Whether your credit rating is good, bad or ugly, at Swoosh we’ll fairly assess your application for a short-term loan. Apply Now to get cashed up quickly.
*Speed of approval is conditional on receipt of all requested relevant documents/information.
Can I get a payday loan of $2200 if I have bad credit?
Yes, it is possible! We believe in responsible lending and consider every $2200 Loan application on its individual merit. So even if you have a bad credit score, we should still be able to help you.
What can Swoosh $2200 loans be used for?
Whatever is necessary. Maybe you’re fast approaching an anniversary but don’t have the funds for that once-in-a-lifetime gift. Perhaps you need help with vet bills. Or you’re moving to a new rental and you’ve got no cash to pay the bond. Whatever your reason, apply for a loan with Swoosh to remove the headache. For more information: How to Apply for Payday Loan Online
Easy repayments
To make life stress-free and easy, we align your repayments with your payday so you don’t miss a repayment. Your repayments can be weekly, fortnightly.
Fees and interest rates
Our small cash loans can be paid back over 12 months. There are no monthly fees, no hidden charges, and no penalties for paying back your loan amount quicker – so you can pay it back as soon as you are ready. Find out more: Payday Loans Rates and Fees.
- $0 application fee (even if your application is not approved)
- Establishment Fee – $400 (included in the loan)
- PPSR and Security Check – $16 (included in loan)
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan.
Interest is calculated daily based on the outstanding balance and is applied monthly to your account. Interest rates are fixed for the loan term — so you know exactly what to expect. If a scheduled payment is returned unpaid, we may issue a $35.00 debit dishonour fee. This fee is not subject to interest, though you’ll continue to pay usual interest charges as described.
Testimonials
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Eric & Zephy
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Tales from the Crypto
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Shayne Khan
The Swoosh difference
Our Cash Loans are available when you’re in a pinch — and we work hard to make it happen fast.
We put you first, ensuring you have all of the information upfront.
Swoosh Cash Loans give you the funds you need now from a lender you can trust.
Want to chat to someone?
Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist
