Swoosh has always strived to provide easy solutions for customers from all walks of life. We understand that no customer is the same and that’s why we’ll help you pick the right amount to borrow to suit your needs. Whether you have come across unexpected bills or need to consolidate your debts, our online loans are a practical solution to some of life’s curveballs.
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Cost structure
Below is a breakdown of our simple cost structure so you can see upfront all the costs involved in your cash loan.
| Online cash loan amount | $2,200 to $5,000 |
| Application fee | $0 (even if your application is not approved) |
| Standard establishment fee | $400 |
| Other Fees | $16 (included in loan) |
| Annual Interest | 47% (Comparison Rate 66.0347%)** |
| Term length | 12 Months |
| Flexible repayment options | Weekly, fortnightly or monthly (based on your payday) |
| Direct debit dishonour fee | A $35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
In summary
We offer 12 month loans from $2,200 to $5,000 and we apply responsible lending criteria and common sense to assess each applicant. This means your repayments are affordable and the loan is right for you. We want to make sure you’re comfortable repaying the loan, which is why we operate honestly and treat all potential borrowers fairly and reasonably. Learn more: How to apply for a payday loan online
Still have questions?
Check out our FAQs or contact one of our friendly staff members, they’ll be happy to help!
**WARNING: This comparison rate is based on the Swoosh Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.