loan advice Archives

28th March 2025

How Do Payday Loans Work?

Wondering how payday loans work? We’ll take you through everything you need to know including how they work, the costs, regulations, & alternative options!

The purpose of a credit score | Swoosh Finance

11th February 2025

What is the Purpose of a Credit Score?

A credit score is a key factor that influences financial decisions made by banks, lenders, and even utility companies. Whether you have excellent, average, or..

How to consolidate debt with bad credit: 6 step guide | Swoosh Finance

10th February 2025

How to Consolidate Debt with Bad Credit: 6 Steps

Wondering how to consolidate debt with bad credit? Debt consolidation loans can simplify repayments by rolling several debts into a single, manageable payment. Follow these..

06th January 2025

When Can You Access Your Super?

Confused about when can you access your super? We break down when and how to access your super, and the rules and a regulations around..

Need a loan urgently but have bad credit? Learn what you can do | Swoosh Finance

08th December 2024

Need a Loan Urgently but Have Bad Credit? Here’s What You Can Do

If you need a loan urgently but have a bad credit rating that is making it difficult to find finance, don’t stress. In this guide,..

Working from home for your second job | Swoosh Finance

01st November 2024

How to Start a Second Income Stream

Having a second income stream can help you pay off debt like small personal loans, save for a big purchase or figure out if a..

20th September 2024

Instant Approval Credit Card—Everything You Need To Know

Choosing a credit card can be a daunting process. We’ve broken down everything you need to know about instantly approved credit cards and how to..

Couple organising their finances after one losing a job | Swoosh Finance

01st September 2024

5 Tips to Protect Your Finances After Losing a Job

How do you protect your finances after losing a job? Losing a job can come as a surprise and shock. To make the next chapter of..

23rd July 2024

Can I Get a Loan if I Receive Centrelink Payments?

For those receiving regular Centrelink payments, further monetary relief might seem like a pipedream. Whether you need emergency repairs on a car, a replacement washing..