Types of Small Loans We Offer

Swoosh offers a range of small loan options across Australia between $2,200-$5,000. Our personal loans are fixed rate and paid off over 12 months. But you can always pay it off sooner with no early repayment fee.

✅ 100% Online ✅ Free to Apply ✅ Easy Approval

Overview:

Quick Cash Loans
Secured Loans Using Car as Collateral
Bad Credit Loans
Emergency Loans
Debt Consolidation Loans
Special Circumstances Loans
Refinance Personal Loan

Quick Cash Loans

Swoosh Finance is all about fast easy finance for Australians. Access to quick cash when and wherever you need it is at the heart of what we do. With our quick cash loans we aim to be the best and easiest in the market with leading lending practices. Our alternative approach to lending means we can help more Aussies out when they need it. While still offering a responsible and flexible service you can trust.

Secured Loans Using Car as Collateral

We offer secured loans against cars so that we can help as many people as possible get money fast. Having security attached to a loan means we can manage risk while being an accessible finance option to people with low, poor, or no credit history. It also means we can offer a faster loan application process with more simple lending and eligibility criteria.

Bad Credit Loans

Part of what makes us special is being able to offer our quick cash loan service to such a wide range of people. Bad credit holds thousands of people back years after their situation has changed. We take a different view on things with our loans for bad credit. We know that your situation can change much faster than your credit score. So when we assess loan applications we look beyond just credit ratings and see what is actually going on in your present situation. If we think you can reasonably afford to service the loan and meet our lending and eligibility criteria, you’re good to go. A bad credit score won’t trip you up with us.

Emergency Loans

Sometimes life happens and you need access to cash ASAP. With a small emergency loan, you can get same day cash to cover any of those urgent expenses. You can also get online approval from anywhere. So you don’t need to worry about finding a brick-and-mortar store near you in order to get money today. Our friendly team is always here to help, contact us at any time if you have questions about your loan.

Debt Consolidation Loans

If you have a few small loans or some credit card debt you’d like to pay off and wrap into one simple payment, we’re a local Australian option. Our easy debt consolidation loans are accessible to a wide range of people and credit ratings. So whether you need a debt consolidation loan for bad credit or just want to roll all your debts into one loan, Swoosh can help. Instead of paying multiple interest charges and juggling several payment dates, you can just manage the one loan.

Special Circumstances Loans

Whether it’s a wedding, a holiday, or some of those less fun expenses, Swoosh is ready. We can also help you cover costs like:

Bond or rent payments
Car registration or car repair
Dental or medical expenses
Pet bill costs
Moving or furniture costs
Unexpected bills
Payday advance
Holiday or travel costs
Weekend costs
Wedding expenses
+ More!

Ready to get the ball rolling?

Apply Online Today

Refinance Personal Loan

Looking to refinance for more cash? Login to the Customer Portal today and get the ball rolling!

Find Out More

Calculate your loan repayments

Paid back over?

Weekly Fortnightly Monthly

Borrowing

0

Interest & Fees

0

Total to repay

0

Weekly Repayment

0

Get your loan!

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $416.

Want to chat to someone?

Use our live chat or fill out the contact form to get in touch with a Swoosh Finance specialist

Apply Now

Check out what our customers are saying

Jade was really easy to deal with very efficient and I had no dramas understanding any of the things she needed to complete

sam johnston

Caring excellent customer service very efficient fast with email replies very helpful every step of the way would highly recommend her

Donna Moroney

I've always had a good experience with swoosh and today with Ana was no different, she gets back to me really quick and is easy to deal with

clint bindley

Carin has been really helpful in assisting me with my application. Very professional! Thanks so much Carin!

Eric & Zephy

Fast service friendly team. Ana has been wonderful. Recommending her highly.

Melissa Wilson

Had excellent service bestowed my way with Swoosh, always up and ready to help. Stacey, Carin and others help out in every way possible, timely responses and overall a pleasure. Thanks Swoosh team :-)

Tales from the Crypto

Swoosh is a professional high quality business and would like to thank in particular Stacey and Ryan for their professionalism in dealing with customers and their knowledge and responsiveness to processing applications.

Naseer Mansour

Very helpful and very understanding. I dealt with Ana and she was an absolute pleasure to deal with.

Tohi Ridings

Great service..very helpful and hands on with customers. Process went smooth n fast. Thanks you Ana for your great help .much appreciated

J R

Highly recommended if you meet the criteria, very helpful staff have dealt with them all on multiple occasions. Ana is amazing at what she does extremely easy to deal with and gets things done...

Follow us